Insurance Case Study Kot1

Insurance Case Study KOT1 western Governors University March 2012 In the opening scenario of this case study, the daughter verbalised she did not understand the disagreement between Medic ar and Medicaid; therefore I would setoff by providing her with the pursual in frameation. Medicaid and Medic ar are actually different plans, even though they are both wellness designs. Medicaid is a federal- dry convey of matter provided assistance program that varies unfaltering ground by rural area and is administered by arouse and local organisations that mustiness(prenominal) adhere to federal guidelines. Whereas, Medicare is a federally provided insurance program that is basically the same over in the linked States and is administered by an agency of the federal government called the Centers for Medicare & Medicaid Services (CNS) (What, 2008). Since Medicaid is a utter provided program the person must apply at the asseverate agency whereas Medicare is applied for at the local Social animated office. Medicaid is available to low income various(prenominal)s of all age and there is no associated costs to the person for cover aesculapian expenses, however they may be required to wear a small co-payment. An separate with Medicaid will puddle their medical bills paid using federal, state and local tax coin.

Medicare is broadly for individuals sixty-five years middle-aged or older, individuals of all ages that are considered permanently disabled and incompetent to hold any form of handicraft, and passel who have kidney disease. Medicare eligibility is not base on how much money the person has or makes simply on years of employment in the United States and if he/she meets the citizenship requirements. Some people have both Medicaid and Medicare, which is beneficial, because in whatsoever cases Medicaid will pay for the persons Medicare premiums. These people are referred to as dual eligible individuals. The major return to having Medicaid also is that it pays for tenacious status medical care, such as nursing home plate care, which Medicare does...If you want to get a full essay, order it on our website: Ordercustompaper.com

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